Sample Report

 

 

EQUIFAX Credit Profile Report
EQUIFAX
P O BOX 740241

8006851111
Date Reported: 4/25/2002

Personal Information

Name:

PAULA CCERASTOSTIGMA

Date of Birth:

4/2/1973

SSN:

574-46-2864

Phone:

 

On File Since:

4/2/1992

 

Address:

45231 MOESIA RD

 

BOLIVIA NC

Reported On:

1/1/1998

 

Address:

701 MXKKT RKCOY XJ YK

 

BOLIVIA NC 28422

Reported On:

3/1/1997

 

Address:

HUD 72G XZ 7

 

WINNABOW NC 28479

Reported On:

10/1/1996

 

Employment Information

Company Name:

PFDQGHUVRQ LQF

Occupation:

 

Date Hired:

 

Separation Date:

 

Income:

 

 

Company Name:

EUXQVZLFN FRXQW

Occupation:

 

Date Hired:

 

Separation Date:

 

Income:

 

 

Company Name:

XV DUPB

Occupation:

 

Date Hired:

 

Separation Date:

 

Income:

 

 

Report Summary

Total # of Trades:
Current Trades:
Unrated Trades:
Curr Neg Trades:
Hist Neg Trades:
No. of Accts Paid:
Curr Past Due:
Amount Past Due:

5
1
0
4
4

0
$0

30 Days:
60 Days:
90+ Days:
Inquiries:
Inq. last 6 mnths:
Public Records:
Collections:
Oldest Trade:

0
0
0
8
3
0
0

Accounts Balance:
Mnthly Payment:
Credit Limit:
High Credit:
Total Real Est. Bal.:
Total Rev. Bal.:
Tot. Installment Bal.:
Available %:

$0
$38

$337



Scorecards

Scorecard:

EDAS

Score:

675

Reasons:

NUMBER OF ACCOUNTS SHOWING PAYMENT LATE BY 90 DAYS OR MORE/ PUBLIC RECORD ITEMS

 

 

 

NUMBER OF MONTHS SINCE MOST RECENT LATE PAYMENT

 

 

 

NUMBER OF ACCOUNTS ALWAYS PAID AS AGREED

 

 

 

NUMBER OF RETAIL FINANCE ACCOUNTS REPORTED - LAST 6 MONTHS

 

Scorecard:

BEACON

Score:

622

Reasons:

Account not paid as agreed, public record, or collection agency filing

 

 

 

Time since delinquency is too recent or unknown

 

 

 

Number of accounts with delinquency

 

 

 

Amount past due on accounts

 

Trade Lines

Firm Name/ID
Account Number
Acct. Type
Status
Narratives

 

Opened
Reported

 

Credit Limit
High Credit
Chargeoff

 

Balance
Past Due
Orig. Amt.

 

MoPmnt
MoRep
Date Closed
Closed Ind

 


Pattern
Terms
Owner

 

30

 

60

 

90

 

LECHMERE/404DV00011

 

1/1/1994

 

-

 

$789

 

$22

 

 

 

-

 

-

 

-

 

 

12/1/2001

 

$0

 

$789

 

-

 

-

Revolving or Option (open-end account)

0

 

0

 

-

 

-

(9)Bad debt; placed for collection; skip

-

 

Individual

 

CHARGED OFF ACCOUNT

ACCOUNT INVOLVED IN CHAPTER 13 DEBT ADJ

 

 

TOWNCFT CC/444ZR00216

 

11/1/1995

 

-

 

$0

 

$57

 

 

 

0

 

2

 

9

 

 

12/1/2001

 

$1,143

 

$0

 

-

 

-

Revolving or Option (open-end account)

0

 

0

 

-

 

-

(9)Bad debt; placed for collection; skip

-

 

Maker

 

PAID ACCOUNT / ZERO BALANCE

CHARGE

 

 

BB&T/422BB00537

 

4/1/1994

 

-

 

$0

 

$192

 

 

 

-

 

-

 

-

909090124550000

 

4/1/1997

 

$6,873

 

$0

 

36

 

-

Installment (fixed number of payments)

0

 

0

 

-

 

-

(1)Pays account as agreed

-

 

Individual

 

 

 

 

SEARS/906DC00029

 

1/1/1994

 

-

 

$789

 

$22

 

 

 

3

 

1

 

6

 

 

6/1/1999

 

$0

 

$789

 

-

 

************/*******55555

Revolving or Option (open-end account)

0

 

0

 

-

 

-

(9)Bad debt; placed for collection; skip

-

 

Individual

 

CHARGED OFF ACCOUNT

CLOSED ACCOUNT

 

 

PARRISH-CA/422AT00215

 

9/1/1993

 

-

 

$0

 

$38

 

 

 

-

 

-

 

-

 

 

10/1/1995

 

$337

 

$0

 

-

 

-

Revolving or Option (open-end account)

0

 

0

 

-

 

-

(9)Bad debt; placed for collection; skip

-

 

Individual

 

 

 

Inquiries

Date

Subscriber Name

Subscriber #

Amount

1/1/2002

FRIEDMAN'S

456JA00950

 

12/4/2001

ASSOC/CITI

458ON05282

 

10/2/2001

HRS H CARE

458ON05076

 

9/25/2001

MOBILECONS

594FZ10967

 

9/25/2001

CONSECOFIN

613FP20245

 

3/9/2001

FST CREDIT

146FF00056

 

3/2/2001

BWKR ASSOC

815HA51879

 

11/4/2000

SWISS CLNY

668DM04150

 

Account Detail

Number

Name

Phone

Address

404DV00011

LECHMERE/MBGA

 

P.O. BOX 29116
CG5V
SHAWNEE MISSION, KS66201

 

444ZR00216

TOWNECRAFT,INC

2014459700

ONE DE BOER DRIVE
GLEN ROCK, NJ07452-3301

 

422BB00537

BB & T

9106421188

S MADISON ST
WHITEVILLE, NC28472-0000

 

906DC00029

SEARS

 

P.O.BOX 660101
DALLAS, TX75266-0101

 

422AT00215

PARRISH-CAINE INC

9107992770

4207 OLEANDER DR
WILMINGTON, NC28401

 

456JA00950

FRIEDMAN'S #5398

9107900085

3500 OLEANDER DR F-22
WILMINGTON, NC28403

 

458ON05282

ASSOC/CITIBANK SD

 

P.O. BOX 15687
WILMINGTON, DE19850

 

458ON05076

HRS/USA

 

1405 FOULK ROAD
WILMINGTON, DE19803

 

613FP20245

CONSECO FINANCE CORP

6053557000

1400 TURBINE DRIVE
RAPID CITY, SD57703

 

594FZ10967

MOBILE CONSULTANTS

8003626545

PO BOX 2060
22752 HARRISBURG-WESTVILLE RD.
ALLIANCE, OH44601-2060

 

146FF00056

FIRST CREDIT CORP

3034999500

PO BOX 9300
5300 MANHATTAN CIRCLE
BOULDER, CO80301-9300

 

815HA51879

BOWKER & ASSOCIATES

3368529330

7-A DUNDAS CIRLCE
GREENSBORO, NC27407

 

668DM04150

SWISS COLONY, INC

 

1112 7TH AVE
MONROE, WI53566-1364

 

Warning Messages

SAFESCAN Warning: Inquiry address has been associated with more than one name or Social Security number. Thorough verification suggested.

Former Name: QOSHKXRE N RGCY





INQR Subject's SSN is 574-46-2864;year issued: 1972;state: AK

 

EQUIFAX Credit Profile Report
EQUIFAX
P O BOX 740241

8006851111
Date Reported: 4/25/2002

Personal Information

Name:

PAULA CCERASTOSTIGMA

Date of Birth:

 

SSN:

 

Phone:

 

On File Since:

1/2/2002

 

Address:

45231 MOESIA RD

 

BOLIVIA NC

Reported On:

1/1/2002

 

Report Summary

Total # of Trades:
Current Trades:
Unrated Trades:
Curr Neg Trades:
Hist Neg Trades:
No. of Accts Paid:
Curr Past Due:
Amount Past Due:

2
0
0
2
2

0
$0

30 Days:
60 Days:
90+ Days:
Inquiries:
Inq. last 6 mnths:
Public Records:
Collections:
Oldest Trade:

0
0
0
0
0
0
0

Accounts Balance:
Mnthly Payment:
Credit Limit:
High Credit:
Total Real Est. Bal.:
Total Rev. Bal.:
Tot. Installment Bal.:
Available %:

$0
$0

$0



Scorecards

Scorecard:

EDAS

Score:

605

Reasons:

NUMBER OF ACCOUNTS SHOWING PAYMENT LATE BY 90 DAYS OR MORE/ PUBLIC RECORD ITEMS

 

 

 

NUMBER OF MONTHS SINCE MOST RECENT LATE PAYMENT

 

 

 

NUMBER OF ACCOUNTS ALWAYS PAID AS AGREED

 

 

 

NUMBER OF RETAIL FINANCE ACCOUNTS REPORTED - LAST 6 MONTHS

 

Scorecard:

BEACON

Score:

593

Reasons:

Account not paid as agreed, public record, or collection agency filing

 

 

 

Too few accounts currently paid as agreed

 

 

 

Time since delinquency is too recent or unknown

 

 

 

Amount past due on accounts

 

Trade Lines

Firm Name/ID
Account Number
Acct. Type
Status
Narratives

 

Opened
Reported

 

Credit Limit
High Credit
Chargeoff

 

Balance
Past Due
Orig. Amt.

 

MoPmnt
MoRep
Date Closed
Closed Ind

 


Pattern
Terms
Owner

 

30

 

60

 

90

 

LECHMERE/404DV00011

 

1/1/1994

 

-

 

$789

 

$22

 

 

 

-

 

-

 

-

 

 

1/1/2002

 

$0

 

$789

 

-

 

-

Revolving or Option (open-end account)

0

 

0

 

-

 

-

(9)Bad debt; placed for collection; skip

-

 

Individual

 

CHARGED OFF ACCOUNT

ACCOUNT INVOLVED IN CHAPTER 13 DEBT ADJ

 

 

TOWNCFT CC/444ZR00216

 

11/1/1995

 

-

 

$0

 

$57

 

 

 

-

 

-

 

-

 

 

1/1/2002

 

$1,143

 

$0

 

-

 

-

Revolving or Option (open-end account)

0

 

0

 

-

 

-

(9)Bad debt; placed for collection; skip

-

 

Maker

 

PAID ACCOUNT / ZERO BALANCE

CHARGE

 

Account Detail

Number

Name

Phone

Address

404DV00011

LECHMERE/MBGA

 

P.O. BOX 29116
CG5V
SHAWNEE MISSION, KS66201

 

444ZR00216

TOWNECRAFT,INC

2014459700

ONE DE BOER DRIVE
GLEN ROCK, NJ07452-3301

 

Warning Messages

SAFESCAN Warning: Inquiry address has been associated with more than one name or Social Security number. Thorough verification suggested.