Credit Report

Sample Report

EQUIFAX Credit Profile Report
EQUIFAX
P O BOX 740241

8006851111
Date Reported: 4/25/2002

Personal Information

Name:	PAULA CCERASTOSTIGMA	Date of Birth:	4/2/1973
SSN:	574-46-2864	Phone:
On File Since:	4/2/1992

Address:	45231 MOESIA RD
	BOLIVIA NC
Reported On:	1/1/1998

Address:	701 MXKKT RKCOY XJ YK
	BOLIVIA NC 28422
Reported On:	3/1/1997

Address:	HUD 72G XZ 7
	WINNABOW NC 28479
Reported On:	10/1/1996

Employment Information

Company Name:	PFDQGHUVRQ LQF	Occupation:
Date Hired:		Separation Date:
Income:

Company Name:	EUXQVZLFN FRXQW	Occupation:
Date Hired:		Separation Date:
Income:

Company Name:	XV DUPB	Occupation:
Date Hired:		Separation Date:
Income:

Report Summary

Total # of Trades:
Current Trades:
Unrated Trades:
Curr Neg Trades:
Hist Neg Trades:
No. of Accts Paid:
Curr Past Due:
Amount Past Due:

5
1
0
4
4

0
$0

30 Days:
60 Days:
90+ Days:
Inquiries:
Inq. last 6 mnths:
Public Records:
Collections:
Oldest Trade:

0
0
0
8
3
0
0

Accounts Balance:
Mnthly Payment:
Credit Limit:
High Credit:
Total Real Est. Bal.:
Total Rev. Bal.:
Tot. Installment Bal.:
Available %:

$0
$38

$337

Scorecards

Scorecard:	EDAS
Score:	675
Reasons:	NUMBER OF ACCOUNTS SHOWING PAYMENT LATE BY 90 DAYS OR MORE/ PUBLIC RECORD ITEMS


	NUMBER OF MONTHS SINCE MOST RECENT LATE PAYMENT


	NUMBER OF ACCOUNTS ALWAYS PAID AS AGREED


	NUMBER OF RETAIL FINANCE ACCOUNTS REPORTED - LAST 6 MONTHS

Scorecard:	BEACON
Score:	622
Reasons:	Account not paid as agreed, public record, or collection agency filing


	Time since delinquency is too recent or unknown


	Number of accounts with delinquency


	Amount past due on accounts

Trade Lines

Firm Name/ID Account Number Acct. Type Status Narratives	Opened Reported	Credit Limit High Credit Chargeoff	Balance Past Due Orig. Amt.	MoPmnt MoRep Date Closed Closed Ind	Pattern Terms Owner	30	60	90

LECHMERE/404DV00011	1/1/1994	-	$789	$22		-	-	-
	12/1/2001	$0	$789	-	-
Revolving or Option (open-end account)		0	0	-	-
(9)Bad debt; placed for collection; skip				-	Individual
CHARGED OFF ACCOUNT
ACCOUNT INVOLVED IN CHAPTER 13 DEBT ADJ


TOWNCFT CC/444ZR00216	11/1/1995	-	$0	$57		0	2	9
	12/1/2001	$1,143	$0	-	-
Revolving or Option (open-end account)		0	0	-	-
(9)Bad debt; placed for collection; skip				-	Maker
PAID ACCOUNT / ZERO BALANCE
CHARGE


BB&T/422BB00537	4/1/1994	-	$0	$192		-	-	-
909090124550000	4/1/1997	$6,873	$0	36	-
Installment (fixed number of payments)		0	0	-	-
(1)Pays account as agreed				-	Individual



SEARS/906DC00029	1/1/1994	-	$789	$22		3	1	6
	6/1/1999	$0	$789	-	**********/*****55555
Revolving or Option (open-end account)		0	0	-	-
(9)Bad debt; placed for collection; skip				-	Individual
CHARGED OFF ACCOUNT
CLOSED ACCOUNT


PARRISH-CA/422AT00215	9/1/1993	-	$0	$38		-	-	-
	10/1/1995	$337	$0	-	-
Revolving or Option (open-end account)		0	0	-	-
(9)Bad debt; placed for collection; skip				-	Individual

Inquiries

Date	Subscriber Name	Subscriber #	Amount
1/1/2002	FRIEDMAN'S	456JA00950
12/4/2001	ASSOC/CITI	458ON05282
10/2/2001	HRS H CARE	458ON05076
9/25/2001	MOBILECONS	594FZ10967
9/25/2001	CONSECOFIN	613FP20245
3/9/2001	FST CREDIT	146FF00056
3/2/2001	BWKR ASSOC	815HA51879
11/4/2000	SWISS CLNY	668DM04150

Account Detail

Number	Name	Phone	Address
404DV00011	LECHMERE/MBGA		P.O. BOX 29116 CG5V SHAWNEE MISSION, KS66201

444ZR00216	TOWNECRAFT,INC	2014459700	ONE DE BOER DRIVE GLEN ROCK, NJ07452-3301

422BB00537	BB & T	9106421188	S MADISON ST WHITEVILLE, NC28472-0000

906DC00029	SEARS		P.O.BOX 660101 DALLAS, TX75266-0101

422AT00215	PARRISH-CAINE INC	9107992770	4207 OLEANDER DR WILMINGTON, NC28401

456JA00950	FRIEDMAN'S #5398	9107900085	3500 OLEANDER DR F-22 WILMINGTON, NC28403

458ON05282	ASSOC/CITIBANK SD		P.O. BOX 15687 WILMINGTON, DE19850

458ON05076	HRS/USA		1405 FOULK ROAD WILMINGTON, DE19803

613FP20245	CONSECO FINANCE CORP	6053557000	1400 TURBINE DRIVE RAPID CITY, SD57703

594FZ10967	MOBILE CONSULTANTS	8003626545	PO BOX 2060 22752 HARRISBURG-WESTVILLE RD. ALLIANCE, OH44601-2060

146FF00056	FIRST CREDIT CORP	3034999500	PO BOX 9300 5300 MANHATTAN CIRCLE BOULDER, CO80301-9300

815HA51879	BOWKER & ASSOCIATES	3368529330	7-A DUNDAS CIRLCE GREENSBORO, NC27407

668DM04150	SWISS COLONY, INC		1112 7TH AVE MONROE, WI53566-1364

Warning Messages

SAFESCAN Warning: Inquiry address has been associated with more than one name or Social Security number. Thorough verification suggested.

Former Name: QOSHKXRE N RGCY

INQR Subject's SSN is 574-46-2864;year issued: 1972;state: AK