Our accounting department has turned your past due account
over to me hoping that I could persuade you to bring it current prior to
forwarding your file to our legal source.
When our company extends credit to an individual, it bases its decisions on
that applicant's previous credit history and ability to pay. When you
requested credit from us, you met all of our criteria. Today, however, your
account has reached the critical stage in delinquency.
If you mail your check in the amount of $______ within 5 days of the date of
this letter, you will avoid any additional delinquency charges.